Cashflow
The fundamentals of financial responsibility
December 8, 2022
Financial responsibility refers to the practice of handling money and other assets in a way that is in your (as the owner of the assets) or your family’s best interest. Being financially responsible entails a certain level of proficiency in...[Read More]
How to save money around the home during times of rising interest rates
November 3, 2022
With interest rates rising almost everywhere, including Australia, people have begun tightening their purse strings as best they can. However, decreasing spending to ensure your expenses match your reduced budget could mean barely any savings or...[Read More]
What Is Dollar Cost Averaging?
October 27, 2022
Investing can be a challenging exercise, although the principle behind it is deceptively simple: buy when prices are low. However, this is easier said than done. Even seasoned investors who attempt to time the market to buy at the most advantageous...[Read More]
Top 3 Tips to Maintain a Good Credit Score
July 28, 2022
Your credit score is a numerical indicator lenders use to determine how risk-free you are as a borrower. It is based on the details in your credit report, such as your borrowing history and whether you have made timely payments. People with low...[Read More]
How to build an emergency fund
March 10, 2022
If there’s one thing the COVID-19 pandemic has shown us, it’s that the unexpected can happen at any time. And, while there are many things in life you can’t control, you can make sure you have enough funds put aside to help you get by....[Read More]
When you start early you have a greater sense of how to control your money
March 3, 2022
A dedicated financial literacy program in Australian schools will ensure young people are better prepared for the future, a new report has found. The Griffith University paper, released on Tuesday, showed most students did not understand how to...[Read More]
Advice for parents with adult kids living at home
February 10, 2022
Do you have adult children living with you? Thanks to housing affordability and stagnant wage growth, more kids are relying on Mum and Dad to keep a roof over their head well into their 20s and 30s. Get some advice on how to foster financial...[Read More]
4 key factors impact your insurance premium
January 20, 2022
Ever wondered how insurers work out the cost of your life insurance? There are many factors that can impact the premium you pay, but there are 4 factors in particular you need to be aware of. Â Your personal risks Dangerous occupations can...[Read More]
Millennials and money: future considerations and conversations
January 6, 2022
Money and Life (Financial Planning Association of Australia) With the rising cost of housing, an aging population, climate change and now a pandemic falling squarely on the shoulders of Australia’s millennials, how is this generation...[Read More]
Christmas gifts that won’t blow your budget
December 2, 2021
Money and Life (Financial Planning Association of Australia) Christmas is a wonderful time of year in Australia, filled with summer foods, decorations and of course, gift giving. This year will feel even sweeter for many, as friends and...[Read More]
How to build an emergency fund when you’re on a budget
November 18, 2021
Money and Life (Financial Planning Association of Australia) If there’s one thing the COVID-19 pandemic has shown us, it’s that the unexpected can happen at any time. And, while there are many things in life you can’t control, you can...[Read More]
Should you merge your finances with your partner?
October 28, 2021
Money and Life (Financial Planning Association of Australia) If you’re in a relationship, it can be tricky to work out when to start sharing income and expenses. Here are a few ways to successfully merge money as a couple. The COVID-19...[Read More]
How to give your finances a health check
August 12, 2021
Money and Life (Financial Planning Association of Australia) How healthy are your finances? Isn’t it time you put your own financial wellbeing front and centre? You can take control of your financial future quickly and easily, with a simple...[Read More]
Money worries and your mental health
July 29, 2021
Money and Life (Financial Planning Association of Australia) Worrying about your finances can take a real toll on your mental health. With many people experiencing financial stress this year, we look at what you can do to improve your...[Read More]
Why women need a unique focus on their finances
April 8, 2021
Money and Life (Financial Planning Association of Australia) For many reasons, women face additional hurdles when it comes to achieving financial freedom. So it’s important to take control of your finances now, and be proactive when it...[Read More]