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Know the benefits and uses of the Commonwealth Seniors Health Card
The Commonwealth Seniors Health Card (CSHC) is a government-funded program in Australia that provides eligible seniors with access to a range of healthcare services and concessions. The program is designed to assist seniors in managing the costs of healthcare and...[Read More]
How parents can prepare for the cost of education in Australia
Education is a vital investment in your childâs future, but it can also be a significant financial burden for those who are unprepared. One study shows that although a large majority of Australian parents believe that education plays a significant role in their...[Read More]
The multifaceted roles of Financial Advisers today
Most people view financial advisers as investment managers whose job is primarily to select investments and ensure their clients get a certain level of returns. However, the role of a financial adviser goes far beyond this conventional notion. These days, the value...[Read More]
Renovations to add value to flipping houses
If youâre investing in real estate for resale, you need to know what types of renovations to prioritise. This can help your property create some buzz in the market, with a price you can easily justify to serious buyers. Struggling with what improvements you need...[Read More]
How changes in interest rates affect retirees and first-home buyers
Interest rates in Australia have a significant impact on the economy, with effects felt by a range of individuals, including retirees and first-home buyers. The Reserve Bank of Australia (RBA) sets these rates, with changes influenced by a range of factors, including...[Read More]
Know the Basics of Saving and Investing To Achieve Your Financial Goals
Do you struggle to pay your bills every month? Does it sometimes feel like youâre never going to earn enough money to save anything? Has your goal of financial freedom remained elusive through the years? Knowing and understanding the fundamentals of saving and...[Read More]
What Does Protecting Your Family Entail?
Protecting oneâs family is a vital aspect of parenting, and every parent has their own unique ideas about what it means to keep their loved ones safe. As a parent, you feel the need to protect and keep your children safe, especially in the early stages of their...[Read More]
Ways to Make Your Own Luck With Money This St. Patrickâs Day
Contrary to popular belief, there is no fabled pot of gold sitting and waiting for you to come and claim it at the end of the rainbow. Unless youâve won the lottery or you have a trust fund, itâs doubtful that youâll make money through luck without any actual...[Read More]
Itâs not easy being the executor of an estate
Being appointed as the executor of an estate is a significant responsibility that requires careful consideration. While it may be an honour to be entrusted with this important role by a loved one, the reality is that estates can be quite complex. Acting as an executor...[Read More]
Overcome the Deposit Barrier With These 6 Tips
In Australia, the deposit barrier is a significant challenge for many people who wish to buy their own homes. Saving up for a deposit can be a daunting task, especially for first-time homebuyers. The good news is that there are various strategies and resources...[Read More]
The Lipstick and Beer index
Traditional indicators such as GDP, unemployment rates, and inflation indicators are used to measure the health and performance of an economy. These are commonly used by economists and policymakers in gauging a countryâs economic growth and stability. However, there...[Read More]
Succession Planning and Testamentary Trusts
The significance of choosing the appropriate structure to make the protection and maintenance of your assets possible cannot be overstated. This is necessary regardless of whether you have acquired your fortune on your own or through inheritance. In this instance, you...[Read More]
What Are the Top Five Leadership Skills That Make a Great Leader?
Being viewed or referred to as a âleaderâ or âfuture leaderâ in any establishment is a major sign of how well-regarded you are as an employee. However, while a leader may or may not be a manager, being a manager doesnât instantly make one a leader. A...[Read More]
Achieving Your Big Picture With Your Finances
Even as children, people create this big picture in their minds â a reflection of how they envision their life to be. Whether your big picture is similar to whatâs called the Australian Dream (home ownership as the key to a better life) or not depends a lot on...[Read More]
We Need To Talk: Bringing Up The Divorce Conversation
If you are in a loveless and miserable marriage, you might consider divorce to regain happiness. While the divorce process has complexities that might put you off the topic, you can get past the challenges you fear and have a successful divorce. However, you must know...[Read More]